Commercial Mortgages for Businesses & Investors
in Bournemouth & across Dorset and Hampshire
Expert Commercial Mortgage Advice for Businesses & Investors
At Bournemouth Mortgages, we help business owners, landlords and investors arrange commercial mortgages for owner-occupied premises, investment property and mixed-use buildings. Based in Bournemouth and Poole, we support clients across Dorset, Hampshire and the UK.
With whole-of-market access, we compare lenders, structure applications, and guide you through the process from start to finish — making commercial finance clear, competitive, and stress-free.
📞 Call us on 01202 985214 for a no-obligation chat about your plans.
Our Commercial Mortgage Solutions
Every business and commercial property investment is different.
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That’s why we’ve created dedicated pages for the main types of commercial mortgages we arrange
— so you can quickly find the information most relevant to your situation:
Buying premises for your own business? We’ll help you secure finance for offices, shops, warehouses, or workshops, tailored to your trading history and growth plans.
Planning to refurbish or convert a property? We’ll explain the funding options — from bridging loans to refinance — and help structure the right finance for your project.
From single retail units to mixed-use developments, we offer commercial mortgage solutions for landlords and investors based on rental yield, tenant strength, and long-term investment goals.
Whether you’re running a café, salon, or independent shop, we support small businesses and sole traders in purchasing or refinancing commercial premises with competitive mortgage solutions.
Not sure which option fits?
Contact us today and we’ll point you in the right direction.
Why partner with Bournemouth Mortgages?
Whole of market access
We work with specialist lenders beyond the high street.
Tailored strategy
Not just securing the lowest rate, but structuring the right deal for your business or investment.
Hands-on support
From application through to completion, including liaising with solicitors and lenders.
How commercial mortgage financing works
Here’s what lenders usually look for when assessing an application:
Deposit / Loan-to-Value (LTV): most lenders expect a 25–40% deposit.
Property Location & Use: premium locations and well-maintained buildings can attract better rates.
Business / Tenant Strength: your accounts, income projections, or tenant lease agreements.
Loan Terms & Structure: repayment or interest-only options, terms from 5–25 years, sometimes with balloon payments or step-down rates.
Not sure how much you could borrow?
We’ll give you an early estimate so you can plan with confidence.
Rates, Fees & Factors to Consider
Commercial mortgages involve more than just the interest rate. Here’s a snapshot of the main costs lenders typically consider:
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Rates: typically 3.5%–6%+ for strong, stable deals. Higher-risk or development cases can range upwards of 10%.
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Arrangement Fees: usually 1–3% of the loan.
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Valuation & Survey Fees: depending on property size and complexity.
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Legal Fees: for both lender and borrower.
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Early Repayment / Exit Charges: sometimes included in the terms.
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​​​​​📞Call 01202 985214 and we’ll explain the full cost breakdown before you commit,
so there are no surprises.
Commercial mortgages - FAQs
1. Do you only work in Bournemouth?
No — while we’re based in Bournemouth and Poole, we arrange commercial mortgages across Dorset, Hampshire and the whole UK.
2. What types of property can I finance?
Offices, shops, restaurants, warehouses, industrial units, and mixed-use buildings.
3. Can sole traders apply?
Yes — we help sole traders and partnerships, as well as limited companies.
4. What deposit will I need?
Usually 25–40%, depending on the property and lender.
5. Do you fund refurbishments?
Yes — through bridging loans, development finance, or refinance options. See our Property Refurbishment Finance page.
What Our Clients Say
"A great service provided for a commercial mortgage, would highly recommend." P.S.
"Well 5 star plus plus plus plus!!!! George is the best Mortgage Broker out there. We gave George a hard case..it wasn’t an easy ride but he has somehow nailed it and gotten us what we needed to buy a house! I cannot recommend him enough! He’s calm, professional, friendly and extremely helpful. Thank you so much George we really appreciate you!!" K.B.
Explore Our Success Stories​
Want to see real examples of how we’ve helped local businesses and investors? Visit our dedicated Commercial Mortgage Success Stories page.
Ready to explore your options?
📞Call us on 01202 985214 or request a free call-back.
We’ll listen to your plans, explain your options, and find the right commercial mortgage for your needs.
We support commercial property owners across Bournemouth and beyond
​​​​​​​Explore just some of the local areas we serve: