Commercial Mortgage Broker
Based in Bournemouth, Serving Clients Nationwide
Expert Commercial Mortgage Advice for Businesses & Investors
At Bournemouth Mortgages, we specialise in helping business owners, landlords and investors secure the right finance for their properties. Based in Bournemouth and Poole, we support clients across Dorset, Hampshire and nationwide.
With whole-of-market access, we compare lenders, structure applications, and guide you through the process from start to finish — making commercial finance clear, competitive, and stress-free.
📞 Call us on 01202 985214 for a no-obligation chat about your plans.
Our Commercial Mortgage Solutions
Every business and property investment is different.
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That’s why we’ve created dedicated pages for the main types of commercial mortgages we arrange
— so you can quickly find the information most relevant to your situation:
Buying premises for your own business? We’ll help you secure finance for offices, shops, warehouses, or workshops, tailored to your trading history and growth plans.
From single retail units to mixed-use developments, we’ll guide you through the finance options based on rental yield, tenant strength, and long-term investment goals.
Whether you’re running a café, salon, or independent shop, we specialise in supporting small businesses and sole traders with competitive mortgage solutions.
Planning to refurbish or convert a property? We’ll explain the funding options — from bridging loans to refinance — and help structure the right finance for your project.
Not sure which option fits?
Contact us today and we’ll point you in the right direction.
Why partner with Bournemouth Mortgages?
Whole of market access
We work with specialist lenders beyond the high street.
Tailored strategy
Not just securing the lowest rate, but structuring the right deal for your business or investment.
Hands-on support
From application through to completion, including liaising with solicitors and lenders.
How commercial mortgage financing works
Here’s what lenders usually look for when assessing an application:
Deposit / Loan-to-Value (LTV): most lenders expect a 25–40% deposit.
Business / Tenant Strength: your accounts, income projections, or tenant lease agreements.
Property Location & Use: premium locations and well-maintained buildings can attract better rates.
Loan Terms & Structure: repayment or interest-only options, terms from 5–25 years, sometimes with balloon payments or step-down rates.
Not sure how much you could borrow?
We’ll give you an early estimate so you can plan with confidence.
Rates, Fees & Factors to Consider
Commercial mortgages involve more than just interest. Here’s a snapshot:
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Rates: typically 3.5%–6%+ for strong, stable deals. Higher-risk or development cases can range upwards of 10%.
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Arrangement Fees: usually 1–3% of the loan.
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Valuation & Survey Fees: depending on property size and complexity.
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Legal Fees: for both lender and borrower.
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Early Repayment / Exit Charges: sometimes included in the terms.
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​​​​​📞Call 01202 985214 and we’ll explain the full cost breakdown before you commit,
so there are no surprises.
Commercial mortgages - FAQs
1. Do you only work in Bournemouth?
No — while we’re based in Bournemouth and Poole, we arrange commercial mortgages across Dorset, Hampshire and the whole UK.
2. What types of property can I finance?
Offices, shops, restaurants, warehouses, industrial units, and mixed-use buildings.
3. Can sole traders apply?
Yes — we help sole traders and partnerships, as well as limited companies.
4. What deposit will I need?
Usually 25–40%, depending on the property and lender.
5. Do you fund refurbishments?
Yes — through bridging loans, development finance, or refinance options. See our Property Refurbishment Finance page.
Ready to Explore Your Options?
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📞 Call us on 01202 985214 or request a free call-back.
We’ll listen to your plans, explain your options,
and find the right commercial mortgage for your needs.
We support commercial property owners across Bournemouth and beyond
​​​​​​​Explore just some of the local areas we serve:
What Our Clients Say
