Buy-to-let Mortgage Success Stories
We help Landlords secure Buy-to-let Mortgages
Discover how we’ve helped landlords and property investors secure the right buy-to-let mortgages and remortgages to grow their portfolios and maximise returns.
We’ve arranged buy-to-let finance for everything from student flats and HMOs to family rentals and mixed-use properties across Bournemouth, Christchurch, Poole and Dorset.
Case Study: Helping a first time Landlord buy through a limited company
The client
A first-time landlord who wanted to purchase an investment property via a limited company. He had never owned a property before and was not a homeowner at the time of application. His personal earnings were also below £25,000 a year.
The challenge
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Most buy-to-let lenders require applicants to be homeowners already.
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Many also set a minimum personal income of around £25,000.
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Applying via a limited company added another layer of complexity.
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On paper, the client didn’t meet the standard criteria — making it difficult to find a willing lender.
Our solution
We carefully reviewed the client’s situation and identified a small pool of lenders open to first-time landlords with no residential property ownership.
We found a specialist lender prepared to consider his lower personal income.
We structured the application through his limited company and provided the lender with a clear business case to support the purchase.
The outcome
The mortgage was approved despite the client not owning his own home or meeting the usual income threshold.
He successfully purchased his first buy-to-let property through his limited company.
The client achieved his goal of becoming a landlord — something he thought might not be possible under his circumstances.
Buying your first buy-to-let property, expanding or refinancing your portfolio?
Book a free, no-obligation consultation today and get tailored buy-to-let mortgage advice.
Why use Bournemouth Mortgages for Buy-to-Let?
At Bournemouth Mortgages, we:
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Help first-time landlords and experienced investors grow their portfolios.
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Understand how lenders assess rental income, yields and stress tests.
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Search the whole market to find the most competitive deals.
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Manage the application and paperwork so it runs smoothly.
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Are FCA-regulated and proud to be named one of the top mortgage brokers in Bournemouth by The Times.